Hedge the Market. Keep the Alpha.
Professional-grade factor decomposition for 16,495+ tickers. Securely link your portfolio for instant risk indexing, or leverage our CLI and REST API for local-first analysis.
Audit & Index
"What is my risk?"
Link your brokerage via Plaid to decompose holdings into 41 systematic risk factors. Identify hidden beta-drift in real-time.
Isolate & Hedge
"How do I fix it?"
Generate precise Delta-Neutral recipes using SPY, XLK, or IWM overlays to neutralize sector and style exposure.
Automate & Scale
"How do I operationalize?"
Deploy headless risk infrastructure. Run analysis locally with our Global CLI or pipe factor-isolated residuals into your own OMS via REST.
Quick Start — Batch Analysis
# Batch factor decomposition
curl -X POST "https://riskmodels.net/api/batch/analyze" \
-H "Content-Type: application/json" \
-H "Authorization: Bearer <your-api-key>" \
-d '{"tickers": ["NVDA", "AAPL"], "metrics": ["returns", "hedge_ratios"]}'Batch API · 25% bulk discountInitialize Engine →
Initialize Your Risk Engine
Local-First Persistence
Portfolio data computed in-browser. Factor metrics fetched via REST. Zero sensitive uploads.
Frequently Asked Questions
Everything you need to know about RiskModels
What is my "Risk Index" and why does it matter?
Your Risk Index is a single metric that summarizes how much market "noise" is affecting your portfolio. By deconstructing your individual stocks, ETFs, and Mutual Funds, we reveal your true "Active Exposure"—the parts of your portfolio driven by your unique investing edge rather than just following a broad market index.
How do you analyze Mutual Funds for hidden risks?
We use "Cross-Product Indexing" to look past the fund name and analyze the underlying holdings. Many investors unknowingly "over-index" by holding mutual funds that overlap significantly with their individual stock picks. Our model identifies these factor overlaps across all asset types so you can quantify your actual concentration risk.
Is my financial data private?
Absolutely. Your specific portfolio holdings and financial data never reach our servers. We use a "Local-First" architecture where your data from Plaid is combined with our ERM3 risk model directly in your browser. We only see that you have linked an account at a specific institution (e.g., Fidelity or Schwab); we never see or store the actual assets you own.
What does it mean to "Tax-Efficiently Scale" my risk?
Scaling allows you to adjust your market exposure without selling your winners and triggering a capital gains tax event. If your Risk Audit shows you are over-indexed to a specific sector, you can "scale down" that risk by using an inverse ETF hedge. This keeps your capital invested and growing while protecting you from targeted volatility.
Can I access ERM3 via API?
Yes! The ERM3 factor data that powers this site is available via API for developers and institutional clients. Access daily updated factor metrics, decomposition endpoints, and ticker returns data. Visit our API Docs to learn more about authentication, endpoints, and getting started.